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No Medical Exams on most Policies
Rates as little as $25 per month
We'll help you find a solution that fits your Need and Budget
Term Life insurance is designed for 10-30 years of coverage at an lower price, depenfding on your age and health. Many Policies are available with features like no medical exam, Return of Premium, and more to best fit your needs.
Universal and Whole Life Policies are permanent and flexible. These offer many options such as adjustible benefits, flexible premiums, cash value, protection for your Spouse, and help during Critical Illness or Disability. Options are also available for and your Children if orphaned as well as College tuition.
Mortgage Protection is an application of Term or Permanent Life insurance, designed to protect your family and thier equity in the event of your death. These Policies can pay off your Mortgage or provide a period of months to years of Mortgage payments as your family decides whether to keep or sell thier home.
Final Expense is a Whole Life Policydesigned to pay burial costs and medical expenses, helping families to grieve without the burden of unplanned, expensive costs.
Mike founded his Independent Insurance Agency following 25 years as an Owner or Principal in several businesses, most notably a World leading Engineering and Manufacturing firm that delivered nearly $500 million in complex, precision heavy industrial technology. Mike earned his Computer Science Degree at Indiana University, and his MBA at Loyola University. Mike’s clients benefit from his experience with the strict contractual and production disciplines of Manufacturing, and his perspective of Risk and Loss as a business owner like themselves.
Rick has been an Independent Agency Owner for 40 years, recognized as a leader in earning the “Million Dollar Agency” Award and the “Partners In Excellence” Award for outstanding service to his clients. Rick earned his Insurance and Risk Management Degree (Summa Cum Laude) from DePaul University, and also holds the designations of Certified Insurance Counselor (CIC) and Certified Risk Manager (CRM). Rick’s clients benefit from his unique and valuable experience in designing sound and successful Risk Management strategies.
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