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Term Life insurance is designed for 10-30 years of coverage at an lower price, depenfding on your age and health.  Many Policies are available with features like no medical exam, Return of Premium, and more to best fit your needs.

Universal and Whole Life Policies are permanent and flexible.  These offer many options such as adjustible benefits, flexible premiums, cash value, protection for your Spouse, and help during Critical Illness or Disability.  Options are also available for  and your Children if orphaned as well as College tuition.

Mortgage Protection is an application of Term or Permanent Life insurance, designed to protect your family and thier equity in the event of your death.  These Policies can pay off your Mortgage or provide a period of months to years of Mortgage payments as your family decides whether to keep or sell thier home.

Final Expense is a Whole Life Policydesigned to pay burial costs and medical expenses, helping families to grieve without the burden of unplanned, expensive costs.

• Payment of Oustanding Debts
• Income Replacement
• Education Funding
• Emergency Fund
• Special Needs Child
• Business Continuation
• Charititable Giving
• Equalizing Inheritance
• Second Marriage